Camarillo Home Buyers:
I will represent you in finding and buying your home in Camarillo (and the surrounding areas) with honest, efficient, and professional service. Your interests come first in my accommodating, caring and efficient approach to locating and acquiring your home. My team of professionals and I will be by your side throughout the entire sales & escrow process. You can expect enthusiastic, personal and professional support from me along with the legal strength of the RE/MAX Gold Coast Real Estate team.
Buying Your Home:
First Step: Talk to a mortgage professional about your income to debt ratio and credit history to determine your loan options. It is very important to work closely with a lender to determine a comfortable monthly payment and down payment for you. This will ultimately determine the price range for your home search.
Second Step: Meet with me, your agent, to set expectations for a win – win working relationship. In this meeting we will discuss very important things such as; your housing want and needs, availability for previewing homes, preferred form of contact and what you can expect from me.
Third Step: Look at homes. Expect to pay more for a showplace and know that location is key. I will help you carefully consider all of the aspects of the properties we see for how they suit your family’s needs and also for future re-sale value.
Fourth Step: Write a winning offer without overpaying. Together we will look at recent neighborhood sales and how they compare to the subject property. We also consider the seller’s motivation, number of offers on the home (if any), days on the market, number of homes for sale (supply and demand) and of course condition and location of the home.
|Initial contact or meeting
|Discuss present and future housing needs and desires|
|Discuss financing abilities and alternatives|
|The Home Search
|Setup and store Client's housing criteria for potential matches with existing and future listings|
|Review and preview listings daily for suitability to Client’s needs:|
|Eliminate unsuitable and/ or marginal properties|
|Arrange home tour for Client for selected properties|
| Preparing the Purchase Agreement
|Prepare an itemized estimate of Buyer’s closing costs, down payment and monthly payment for proposed home purchase|
|As needed, review a Comparable Market Analysis to determine approximate fair market value|
|As needed, confer with listing broker to accurately assess Buyer’s negotiating position|
|Prepare the Purchase Agreement on behalf of Buyer, with special consideration|
|Arrange for contract presentation to Seller, listing Broker, or both as appropriate. Meet with the said parties, negotiate on Buyer’s behalf and facilitate the negotiations of any Seller’s counter offer to buyer, and vice versa.|
| Processing the Escrow
|Open Escrow, Coordinate loan processing with loan officer|
|Arrange access for inspectors|
|Review all documents, forwarding them to the Client (with explanations when needed)|
|Mandate Seller’s deadlines to perform|
|Review Client’s escrow instructions with escrow officer|
|Schedule and conduct Buyer’s “walk-thru” inspection|
|Arrange Client/ Escrow Officer sign-off meeting|
|Coordinate close of escrow and possession|
|Arrange for transfer of the keys to the property|
|... and in short, handle any and all problems that arise along the way!|